Need an appraisal in Alderson or Greenbrier County?

Check out the top 7 reasons why WV homeowners order from Martin & Associates, a LLC:

To get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
Challenge a property tax assessment
To cut your mortgage payments by removing PMI
To reinstate your Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
In the case of a WV divorce, where real estate needs to be divided
To settle an estate in WV by determining the true market value of property in question

Do you own a house in or near Alderson? Do you need help deciding the price of your real estate?
Contact Martin & Associates, a LLC.

We at Martin & Associates, a LLC understand the individual needs of a customer looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own house because you probably have an emotional attachment to it. Professional appraisers, like the ones at Martin & Associates, a LLC, are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your home will attract buyers. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just how much you think your home is worth. Potential buyers know you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value report than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A popular money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to a lender to have the PMI eliminated from your loan. Martin & Associates, a LLC is experienced in helping people just like you dismiss unneeded PMI insurance.

Challenge Greenbrier county's assessment of your property

Your local tax assessor may have your home overvalued if your home not appreciating as much as other houses nearby. This means you're probably paying higher taxes than you should be paying. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal report from Martin & Associates, a LLC is your chief weapon when contesting your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender might choose to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. Not only can this be difficult and inconvenient from a cash flow angle, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Martin & Associates, a LLC can help you reinstate your home equity line of credit with efficient appraisal.

We Provide Field and Desktop Appraisal Review Services

Do you need a veteran appraiser to double-check your appraisal for verity, or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have in your possession. Even though this is typically requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your house.